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Heather Mills - Amputee Forum
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Dave 06

Life Insurance

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I recently shopped around for new life insurance and learned about how they put a number (1-5) 5 being a bigger risk on the medication you take. Taking Gabapentin (Neurontin) puts you at a 4. I think that there is a misunderstanding in the insurance field that some people dont take it for seizures, just to calm the nerves in the body, in my case, my leg. Anybody have any comments on this? By the way, this was Farmers Insurance Co.

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Insurance companies are in a league of their own. They write their own rules. They pretty much do anything they want with little, if any, recourse. If you want their product, you do it on their terms.

It's sad since we all need insurance in one form or another. Insurance makes up about 1/3 of my total monthly expenses.

Try another company Dave. Maybe they don't all have the same scale pertaining to drugs. We found a very reasonable term life policy for my wife after she had her heart trouble. All others were 3-4 times higher in monthly premiums.

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